Terms of Use and Privacy Policy

Last Updated: 9/10/2025

1. Introduction

Welcome to Cape Henry Capital (“we,” “our,” or “us”). By accessing or using our website, services, or any content we provide (collectively, the “Services”), you agree to comply with and be bound by these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use of our Services.

These terms and conditions outline the rules and regulations for the use of Cape Henry Capital’s website, located at https://capehenrycapital.com.

2. Eligibility

Our Services are intended for real estate investors and business-purpose borrowers. We do not provide consumer loans. By using our Services, you represent that you are at least 18 years of age and legally able to enter into binding agreements.

3. No Legal, Financial, or Investment Advice

All information provided through our Services is for general informational purposes only. Nothing on our website or in our communications constitutes legal, financial, or investment advice. You should consult qualified professionals before making investment or financing decisions.

4. Loan Applications

• Loan products are offered solely for business or investment purposes.

• Submission of an application does not guarantee loan approval.

• All loan terms are subject to underwriting, verification, and applicable laws.

5. Intellectual Property & License

Unless otherwise stated, Cape Henry Capital and/or its licensors own the intellectual property rights for all material on our website and within our Services. All rights are reserved. You may access content for your own personal use subject to restrictions set in these Terms.

You must not:

• Copy or republish material from Cape Henry Capital

• Sell, rent, or sub-license material from Cape Henry Capital

• Reproduce, duplicate, or copy material from Cape Henry Capital

• Redistribute content from Cape Henry Capital without authorization

6. Cookies

Our website uses cookies to personalize your online experience. By accessing Cape Henry Capital, you agree to the use of required cookies.

• Required Cookies: Necessary for operation of the site and do not require consent.

• Optional Cookies: May be declined; used for statistical, performance, and marketing purposes.

• Third-Party Cookies: May be deployed via services integrated into our website (e.g., video players).

For details on how we collect and use data, see our Privacy Policy.

7. User-Generated Content (Comments)

Certain areas of our website may allow users to post and exchange opinions or information. Cape Henry Capital does not filter or review Comments before publication. Comments reflect only the views of the individuals who post them.

By posting Comments, you warrant and represent that:

• You have all necessary rights to post the content.

• Your Comments do not infringe on third-party rights.

• Your Comments are not defamatory, obscene, unlawful, or invasive of privacy.

• Your Comments will not be used for solicitation or unlawful activity.

Cape Henry Capital reserves the right to monitor and remove Comments deemed inappropriate or in violation of these Terms. By posting, you grant Cape Henry Capital a non-exclusive license to use, reproduce, and edit your Comments in any form or media.

8. Hyperlinking to Our Content

The following organizations may link to our website without prior written approval:

• Government agencies

• Search engines

• News organizations

• Online directory distributors

• Accredited businesses (except soliciting non-profits, fundraising groups, and charity malls)

Other organizations may request approval to link. Links must not be deceptive, imply false sponsorship, or misrepresent Cape Henry Capital.

Approved organizations may hyperlink using our corporate name, URL, or descriptive references, but not our logo or trademarks without a license agreement.

9. SMS Messaging Terms of Service

By opting into SMS messaging through a web form, loan application, or any other channel, you consent to receive SMS messages from Cape Henry Capital.

• Message Types: Loan application updates, account communications, and general service-related conversations.

• Message Frequency: Varies depending on interactions.

• Cost: Message and data rates may apply.

• Opt-Out: Reply STOP to any SMS to unsubscribe. A confirmation will be sent.

• Help: Reply HELP to any SMS for assistance.

• Not a Condition of Service: SMS opt-in is voluntary and not required to apply for or use our services.

• Privacy: See our Privacy Policy at [Insert Privacy Policy URL].

10. Prohibited Uses

You agree not to use our Services:

• For unlawful purposes.

• To misrepresent your identity or provide false information.

• To attempt unauthorized access to our systems.

11. Privacy Policy

11.1 Information We Collect

• Personal Information: Name, email, phone number, business entity details, and financial information for loan applications.

• Technical Information: IP address, browser type, and website usage data.

11.2 How We Use Information

• To process loan applications and evaluate eligibility.

• To communicate regarding applications, inquiries, and updates.

• To send SMS messages (if opted in).

• To improve our Services.

11.3 Sharing of Information

We may share information with:

• Affiliates, partners, and service providers.

• Legal or regulatory authorities as required.

• We do not sell your personal data to third parties.

11.4 Data Security

We use industry-standard safeguards but cannot guarantee absolute security.

11.5 Your Rights

Depending on your jurisdiction, you may:

• Access, correct, or delete your data.

• Opt out of marketing communications.

12. Content Liability

We are not responsible for content appearing on your website that links to ours. You agree to indemnify Cape Henry Capital against claims arising from such content.

No links should appear on any site that may be obscene, libelous, unlawful, or infringe third-party rights.

13. Reservation of Rights

We may request removal of any link to our website. We reserve the right to amend these Terms, including linking policies, at any time. Continued linking constitutes agreement with updated terms.

14. Removal of Links

If you find any link on our website offensive, please contact us. We will review and may remove links at our discretion.

15. Disclaimer

To the maximum extent permitted by law, Cape Henry Capital excludes all warranties related to our website and Services. Nothing in this disclaimer will:

• Limit liability for death or personal injury.

• Limit liability for fraud or fraudulent misrepresentation.

• Limit any liability not permitted under law.

As long as the website and its information are provided free of charge, we are not liable for any loss or damage of any kind.

16. Limitation of Liability

Cape Henry Capital shall not be liable for indirect, incidental, or consequential damages arising from use of our Services. We do not guarantee the availability, accuracy, or reliability of Services.

17. Changes to These Terms

We may update these Terms and Privacy Policy from time to time. Updates will be posted with a revised “Last Updated” date. Continued use of our Services constitutes acceptance of updated terms.

18. Contact Us

Cape Henry Capital
Email: info@capehenrycapital.com
Phone: (757) 267-9495
Address: 1340 N. Great Neck Road, Suite 1272, #191
Virginia Beach, VA 23454