Rental Property DSCR Loans
Long-term financing tailored for building and scaling your rental portfolio.
What is a DSCR Loan?
DSCR Loans provide a more flexible and accessible financing option for rental property compared to a traditional mortgage. Investors are able to qualify based primarily on the rental income of the property rather than personal financial history, income statement and tax returns. The DSCR score ensures that the cash-flow from rent will cover the debts on the property.
Want to learn the DSCR score of a property you own or intend to buy? Check out our free calculator to see if your rental property is a fit!
Underwriting Requirements
Levarage
Up to 80% LTV
Loan Types
Purchase
Cash-Out Refinance
Rate & Term Refinance
2nd Mtg
Property Types
Non-owner occupied
1-4 unit residential
Condo, Townhome, Single-Family, Du/Tri/Quad - Plex
Portfolios - 5+ rental properties
Loan Amounts
Minimum $50,000
Maximum $2,500,000
Minimum Credit Score
660
Minimum DSCR Score
0.80
Available Terms
30 YR Fixed
5/1, 7/1, 10/1 ARM's
Interest Only Periods
Get In Touch
Contact Cape Henry Capital for tailored financing solutions and educational resources to empower your investments.
Tailored loans for real estate investors.
info@capehenrycapital.com
p. 757-267-9495
© Cape Henry Capital, LLC. 2023 All Rights Reserved. NMLS # 2383447.
Capehenrycapital.com is a website operated Cape Henry Capital, LLC, a Delaware limited liability company (“Cape Henry Capital”). By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by Cape Henry Capital to lend.
Cape Henry Capital is a mortgage broker and not a lender. Cape Henry Capital is licensed in FL,GA,PA,SC,TX. Please visit www.nmlsconsumeraccess.org for more licensing information.
Mortgage loan products referenced in this website are offered to qualified borrowers for business or commercial purposes only and may be secured by non-owner-occupied properties only.
Origination fees and other fees may apply. Financing is subject to certain restrictions and requirements including, but not limited to, due diligence, credit evaluation, and approval of the subject property. To qualify, borrowers must meet underwriting requirements. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate. The actual loan rate and terms depend on a variety of factors. Actual rates, terms, and conditions are subject to change from time to time without notice.
Cape Henry Capital’s principal business address is 500 Studio Drive, Suite 101, Virginia Beach, VA 23452
1340 N. Great Neck Road, Suite 1272, #191 Virginia Beach, VA 23454
