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DSCR Rental Loans

Long-term financing tailored for building and scaling your rental portfolio.

What is a DSCR Rental Loan?

DSCR Rental Loans provide a more flexible and accessible financing option for rental property compared to a traditional mortgage. Investors are able to qualify based primarily on the rental income of the property rather than personal financial history. The DSCR score ensures that the cash-flow from rent will cover the debts on the property.

Want to learn the DSCR score of a property you own or intend to buy? Check out our free calculator to see if your rental property is a fit!

Underwriting Requirements

Levarage
  • Up to 80% LTV

Loan Types
  • Purchase

  • Cash-Out Refinance

  • Rate & Term Refinance

  • 2nd Mtg

Property Types
  • Non-owner occupied

  • 1-4 unit residential

  • Condo, Townhome, Single-Family, Du/Tri/Quad - Plex

  • Portfolios - 5+ rental properties

Loan Amounts
  • Minimum $50,000

  • Maximum $2,500,000

Minimum Credit Score
  • 660

Minimum DSCR Score
  • 0.80

Available Terms
  • 30 YR Fixed

  • 5/1, 7/1, 10/1 ARM's

  • Interest Only Periods

Apply Now – Pre-Qualify in Minutes

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Contact Cape Henry Capital for tailored financing solutions and educational resources to empower your investments.